A lawyer in Charlotte, NC purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy, the lawyer filed a claim with the insurance company.
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Some real insurance claims:
- The pedestrian had no idea which way to run as I ran over him.
- The car in front hit the pedestrian but he got up so I hit him again.
- I saw a slow moving, sad faced old gentleman as he bounced off the roof of my car.
- A pedestrian hit me and went under my car.
- I saw her look at me twice. She appeared to be making slow progress when we met on impact.
- The pedestrian ran for the pavement, but I got him.
- The guy was all over the road. I had to swerve a number of times before I hit him.
- I was sure the old fellow would never make it to the other side of the road when I struck him.
- To avoid hitting the bumper of the car in front I struck a pedestrian.
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Some men in a pickup truck drove to a lumber yard. One of the men walked into the office and said, “We need some four-by-twos.”
The clerk asked, “You mean two-by-fours, don’t you?”
The man said, “I’ll go check,” and went back to the truck. He returned shortly and said, “Yeah, I meant two- by-fours.”
“All right. How long do you need them?”
The customer paused for a moment and said, “I’d better go check.” After a while, he returned to the office and said, “A long time… we’re gonna build a house!”