(name withheld) Minnetonka, MN 55345

Superior Health Insurance ATTN: Claims Review 1423 W. 90th St. New York, NY 05016

Dear Sir:

This letter is in response to your recent letter requesting a more detailed explanation concerning my recent internment at Methodist Hospital. Specifically, you asked for an expansion in reference to Block 21(a)(3) of the claim form (reason for hospital visit). On the original form, I put “Stupidity”. I realize now that this answer was somewhat vague and so I will attempt to more fully explain the circumstances leading up to my hospitalization.

I had needed to use the restroom and had just finished a quick bite to eat at the local burger joint. I entered the bathroom, took care of my business, and just prior to the moment in which I had planned to raise my trousers, the locked case that prevents theft of the toilet paper in such places came undone and, feeling it striking my knee, unthinkingly, I immediately, and with unnecessary force, returned the lid back to its normal position.

Unfortunately, as I did this I also turned and certain parts of my body, which were still exposed, were trapped between the device’s lid and its main body. Feeling such intense and immediate pain caused me to jump back. It quickly came to my attention that, when one’s privates are firmly attached to an immovable object, it is not a good idea to jump in the opposite direction.

Upon recovering some of my senses, I attempted to reopen the lid. However, my slamming of it had been sufficient to allow the locking mechanism to engage. I then proceeded to get a hold on my pants and subsequently removed my keys from them. I intended to try to force the lock of the device open with one of my keys; thus extracting myself.

Unfortunately, when I attempted this, my key broke in the lock. Embarrassment of someone seeing me in this unique position became a minor concern, and I began to call for help in as much of a calm and rational manner as I could. An employee from the restaurant quickly arrived and decided that this was a problem requiring the attention of the store manager.

Betty, the manager, came quickly. She attempted to unlock the device with her keys. Since I had broken my key off in the device, she could not get her key in. Seeing no other solution, she called the EMS (as indicated on your form in block 21(b)(1)).

After approximately 15 minutes, the EMS arrived, along with two police officers, a fire-rescue squad, and the channel 4 ”On-the-Spot” news team. The guys from the fire department quickly took charge as this was obviously a rescue operation. The senior member of the team discovered that the device was attached with bolts to the cement wall that could only be reached once the device was unlocked. (His discovery was by means of tearing apart the device located in the stall next to the one that I was in. (Since the value of the property destroyed in his examination was less than $50 (my deductible) I did not include it in my claim.) His partner, who seemed like an intelligent fellow at the time, came up with the idea of cutting the device from the wall with the propane torch that was in the rescue truck.

The fireman went to his truck, retrieved the torch, and commenced to attempt to cut the device from the wall. Had I been in a state to think of such things, I might have realized that in cutting the device from the wall several things would also inevitably happen. First, the air inside of the device would quickly heat up, causing items inside the device to suffer the same effects that are normally achieved by placing things in an oven. Second, the metal in the device is a good conductor of heat causing items that are in contact with the device to react as if thrown into a hot skillet. And, third, molten metal would shower the inside of the device as the torch cut through.

The one bright note of the propane torch was that it did manage to cut, in the brief time that I allowed them to use it, a hole big enough for a small pry bar to be placed inside of the device. The EMS team then loaded me, along with the device, into the waiting ambulance as stated on your form.

Due the small area of your block 21(a)(3), I was unable to give a full explanation of these events, and thus used the word which I thought best described my actions that led to my hospitalization.

Sincerely, (name withheld)

A fellow was ordered by his Dr. to lose 75 lbs. due to very serious health risks. As he wondered how in the heck he would ever do it,he ran across an ad in the newspaper for a GUARANTEED WEIGHT LOSS PROGRAM.

“Guaranteed like hell” he thought to himself, but desperate, he calls them and subscribes to the 3 day/10 pound weight loss program.

The next day there is a knock at his door and when he answers, there stands before him a voluptuous, athletic, beautiful, 19 year old babe dressed in nothing but a pair of Nike running shoes,and a sign around her neck.

She introduces herself as a representative of the weightloss company. The sign reads, “If you can catch me, you can have me!” Without a second thought he takes off after her. A few miles later, huffing and puffing, he finally catches her and has his way with her.

After they are through and she leaves, he thinks to himself, “I like the way this company does business!” The same girl shows up for the next two days and the same thing happens. On the fourth day he weighs himself and is delighted to find he has lost 10 lbs as promised.

So, he calls the company and orders from them their 5 day/20 lb. program. As expected, the next day there’s a knock at the door and there stands the most stunning, beautiful, sexy woman he has ever seen in his life, wearing nothing but Reebok running shoes and a sign around her that reads, “If you catch me, you can have me. “He’s out the door after her like a shot!

This girl is in excellent shape and it takes him a while to catch her, but when he does,it is worth every cramp and wheeze. She is by far the best he’s ever had. For the next 4 days, the same routine happens and much to his delight,on the 5th day he weighs himself and found he has lost another 20lbs as promised!!!!

He decides to go for broke and calls the company to order the 7 day/50lb.program!! “Are you sure?” asks the representative on the phone. “This is our most rigorous programme…”

“Absolutely,” he replies. “I haven’t felt this good in years!”

The next day there’s a knock at the door and when he opens it he finds Richard Simmons standing there wearing nothing but pink racing spikes and a sign around his neck that reads: “If I catch you, I can have you!”

A flat-chested young lady goes to Dr. Smith for advice about breast enlargements.

He tells her, “Every day when you get out of the shower, rub the top of your breasts and say, ‘”Scooby dooby doobies, I want bigger boobies.’”

She did this every day faithfully and after several months, it worked! She grew great boobs!

One morning she was running late and she was on the bus when she realized she had forgotten her morning ritual.

At this point she loved her new boobs and didn’t want to lose them, so she got up right in the middle of the bus and said, “Scooby dooby doobies, I want bigger boobies!”

A guy sitting nearby asked her, “Do you go to Dr. Smith by any chance?”

“Why, yes, I do. How did you know?”

“Hickory dickory dock”!

One day the different parts of the body were having an argument to see which should be in charge.

The brain said “I do all the thinking so I’m the most important and I should be in charge.”

The eyes said “I see everything and let the rest of you know where we are, so I’m the most important and I should be in charge.”

The hands said “Without me we wouldn’t be able to pick anything up or move anything. So I’m the most important and I should be in charge.”

The stomach said “I turn the food we eat into energy for the rest of you. Without me, we’d starve. So I’m the most important and I should be in charge.”

The legs said “Without me we wouldn’t be able to move anywhere. So I’m the most important and I should be in charge.”

Then the rectum said “I think I should be in charge.”

All the rest of the parts said “YOU?!? You don’t do anything! You’re not important! You can’t be in charge.”

So the rectum closed up.

After a few days, the legs were all wobbly, the stomach was all queasy, the hands were all shaky, the eyes were all watery, and the brain was all cloudy. They all agreed that they couldn’t take any more of this and agreed to put the rectum in charge.

The moral of the story?

You don’t have to be the most important to be in charge, just be an asshole!

A certain young man finally got a date with a female of somewhat questionable morals that lived in his apartment complex. To prepare for his big date, the young man went up on to the roof of his apartment building in order to tan himself. Not wanting any tan lines to show, he sunbathed in the nude.

Unfortunately, he fell asleep while on the roof and managed to get a sunburn on his “tool”. But, determined not to miss his date, he put some lotion on his manhood and wrapped it in gauze.

When the hot date showed up at his apartment, the young man treated her to a home cooked dinner, after which they went into the living room to watch a video. During the video, however, the young man’s sunburn started acting up again. He asked to be excused, went into the kitchen and poured a tall, cool glass of milk. He then placed his sunburned member in the milk and experienced immediate relief of his pain.

The date, meanwhile, wondering what he was doing, wandered into the kitchen to see him with his dingy immersed in a glass of milk. Upon seeing this, the she exclaimed – “So, that’s how you guys load those things!”